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Expert Analysis

I Dissect Disclosures So You Don't Have To

55+ documents full of real estate jargon? No problem. With a decade of experience selling everything from 1-bedroom TICs to $31M Tahoe lakefront estates, I've seen it all. Let me be your second set of eyes before you make the biggest purchase of your life.

"Tim is a true professional and master of his craft."

— Alex Brennan, Founder, SF
Tim McMullen - Disclosure Review Expert
24-Hour TurnaroundDetailed written report
Compass Sotheby's Coldwell Banker Partner Partner

What Gets Reviewed

Every critical document analyzed and explained in plain English—so you know exactly what you're buying.

Property & Structural

In-depth analysis of the home's physical condition and any concerns.

  • Foundation assessment
  • Roof condition & lifespan
  • Electrical system review
  • Plumbing assessment
  • General inspection findings

Environmental Risks

Location-based risks that could affect insurance, safety, and long-term value.

  • Fire zone assessment
  • Flood zone status
  • Earthquake fault proximity
  • Insurance availability
  • Hazard disclosures

Title & Ownership

Understand exactly what you're buying and any encumbrances on the property.

  • Title report analysis
  • Liens & encumbrances
  • Easements & restrictions
  • Lot lines & boundaries
  • Ownership structure

Pest Inspection

Wood-destroying organisms and conditions that could lead to damage.

  • Termite activity
  • Dry rot assessment
  • Fungus & water damage
  • Section 1 vs Section 2
  • Repair cost estimates

HOA Documents

For condos and planned communities—know what you're getting into.

  • CC&Rs review
  • Financial health
  • Reserve study analysis
  • Pending litigation
  • Special assessments

Seller Disclosures

What the seller knows (or should know) about the property's history.

  • TDS analysis
  • SPQ review
  • Known defects
  • Repair history
  • Red flag identification

How It Works

From upload to insight in 24 hours or less.

1

Upload Documents

Send me the disclosure package—usually a single PDF from your agent or the listing.

2

Expert Analysis

I review every document, identify red flags, and note items requiring attention.

3

Detailed Report

Receive a comprehensive written report explaining findings in plain English.

4

Video Call (Optional)

Schedule a call to walk through the report and get your questions answered.

Choose Your Plan

Transparent pricing. No hidden fees. Just expert analysis.

Disclosure Review

Understand any property within 24 hours

$99 per property
  • 24-hour turnaround
  • Property inspection review
  • Structural assessment analysis
  • Pest inspection review
  • HOA document review
  • Title report analysis
  • Environmental review
  • TDS & SPQ analysis
  • All red flags highlighted
  • Written report delivered
  • Video discussion available
Get Started

Frequently Asked

What documents do you need from me?

Just send the disclosure package—typically a single PDF that your agent can provide, or that's available from the listing. This usually includes the property inspection, pest report, title report, seller disclosures (TDS/SPQ), and any HOA documents if applicable.

How quickly will I receive my report?

Within 24 hours of receiving your documents. If you're on a tight deadline (offers are often due within days), let me know and I'll prioritize accordingly.

I already have an agent. Can I still use this service?

Absolutely. Many buyers want a second opinion from someone who has no stake in whether you buy the property. I provide an unbiased, expert analysis—think of it as hiring a consultant to review the fine print.

What if you find major red flags?

I'll clearly highlight them in the report with an explanation of what they mean and potential cost implications. You'll be fully informed to make your decision—whether that's walking away, negotiating repairs, or accepting the risk.

Do you provide contractor referrals for repairs?

Yes. After a decade in real estate and development, I have a trusted network of contractors, inspectors, and specialists. If your report identifies issues that need attention, I can connect you with the right people.

What's the difference between the $99 review and working with you as my agent?

The $99 review is a one-time service for a single property. When you work with me as your buyer's agent, disclosure reviews are included for every property you tour—plus you get full representation: negotiation, off-market access, transaction management, and more.

Ready to Know What You're Buying?

Don't rely on guesswork. Get expert analysis of your disclosures before you make one of the biggest decisions of your life.

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